Building stronger financial futures for Northeast Florida residents
Approximately 12 million adults are unbanked, without a checking or savings account.
Approximately 20,257 households in the area are without a checking or savings account.
or approximately 64,822 households.
due to the use of costly alternative financial services for routine financial transactions.
Top Reasons to Open a Bank Account
Learn more about how being banked helps you reach your financial goals.
How to Pick a Bank Account
Banks offers accounts with different features, costs, and requirements so finding the right bank account can be a challenge. The How to Pick a Bank Account checklist can help you make the best decision.
Bank On National Account Standards
The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features to meet people where they are.

Ameris Bank
Bank of America
Beaver Street Enterprise Center
Career Source Northeast Florida
Economic Council
FDIC
First Horizon Bank
Goodwill Industries of North Florida
Jacksonville Housing Authority
Jax Chamber of Commerce
OCC
PNC Bank
Regions Bank
Self Help Credit Union
TD Bank
The First Bank
Wells Fargo
Woodforest National Bank
These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Certified accounts are $5 or less per month, with no unpredictable fees.
Certified accounts always allow free deposits, free withdrawals, and free bill payments.